A few years ago the credit card merry-go-round really hit its peak. So-called ‘rate tarts' could switch their debts from one 0 per cent balance transfer deal to another, never incurring any inte

After a rather unsavoury incident at his local bank, Stephen Jones vents his spleen on promises of 'pre-approved' and 'guaranteed' loans... Forgive me, I usually try to make these blogs fairly object